Colbey Philbin was born and raised in Sacramento. Colbey spent several years in academia studying economics and portfolio theory with the goal of helping everyday people. While at the University of California Santa Cruz, Colbey came to form the opinion that most investors are doing the same thing with poor results. He knew the best way to help people was to get out of academia and work with individuals first hand. After spending several years at a boutique investment advisor in Sacramento, he realized the problem of receiving quality and independent financial advice was worse than originally anticipated. At that firm he met Matt Curtis, they shared parallel views on the industry driving them to start their own firm, Alpha Retirement Wealth. Alpha Retirement Wealth continues to grow, serve his hometown community and help more and more people all the time with their transparent and unique approach!